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Finding your dream home is actually the second step in the process. The first thing you should do is seek a mortgage professional with the knowledge and expertise to assist you with ALL of your questions.

There are several things to consider before you start shopping for a mortgage and then your dream home. Here are just a few:

  • How much “down payment” will I need?
  • Are there any other fees I need to know about?
  • What are closing costs?
  • Will the real estate taxes and home insurance be separate or part of my payment?
  • Who do I call for these items?
  • What can I afford?
  • How much do I qualify for?
  •  What determines my interest rate?

All of these questions and any additional questions you may have can be answered at a private, no obligation confidential appointment. Whether you’re a first-time home buyer seeking a conventional mortgage or a homeowner interested in refinancing through a government program, we can help you find the mortgage program that best fits your individual situation.


Our Broker David is available to answer your questions 7 days a week!

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david-o'block-ppDavid O’Block
Branch Manager
Office: (865) 291-1802
Cell: (865) 300-6619
Fax: (610) 629-6461
139 Fox Rd. Suite 202
Knoxville, TN 37922

I look forward to working with you in your search for the American Dream!